What a WorkCover Queensland psychological injury claim actually costs
There is no lodgement fee, treatment the insurer accepts as reasonable has no described gap, and weekly payments are calculated as a rate of your own earnings or QOTE, whichever is greater.
For an accepted WorkCover Queensland claim, this site has not found a lodgement fee described in the Act or in WorkCover Queensland's own guidance. Treatment that the insurer accepts as reasonable and necessary is paid according to the insurer's table of costs under s 211 of the Workers’ Compensation and Rehabilitation Act 2003, and neither of WorkCover Queensland's worker-facing PDFs on mental health treatment describes an out-of-pocket gap fee for treatment covered this way.
The rate weekly payments are calculated from
WorkCover Queensland confirms the QOTE rate used to set this weekly payment floor is $1,994.50 per week for the 2026–27 financial year, which this site uses to calculate an 80% first-26-week floor of $1,595.60 and a 70% floor of $1,396.15 that applies from 26 weeks to 5 years. Both of the calculated figures are this site's own arithmetic applied to the Act's percentage formula, shown so the mechanism is transparent, not numbers WorkCover Queensland separately publishes as a fixed weekly amount.
Where the real out-of-pocket cost can appear
The main place a genuine out-of-pocket cost can appear is if a claim is not accepted: WorkCover Queensland's own guidance states there are fees for most mental health treatments outside an accepted claim, and points to Medicare rebates as the fallback, without stating a specific figure. This site's guides on the Medicare pathway used by this portfolio's NSW anxiety-focused site do not apply here; a Queensland reader outside an accepted WorkCover claim should ask their GP about the current Medicare Better Access rebate directly.